# Сопутствующие статьи по теме USDT

Новостной центр HTX предлагает последние статьи и углубленный анализ по "USDT", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Not Just USDT: Tether Wallet Is Attempting to Take Over the Payment System for Ordinary People

Tether, the issuer of the world's largest stablecoin USDT, has launched Tether Wallet, branded as "The People's Wallet," marking a strategic shift from being primarily an asset issuer to directly engaging with end-users. This move aims to capture retail traffic and create a closed-loop ecosystem by offering a simplified payment interface. The wallet eliminates key barriers to crypto adoption: complex hexadecimal addresses are replaced with human-readable usernames (e.g., username@tether), transaction fees (gas) are abstracted and paid directly in the transferred asset, and self-custody is combined with an encrypted cloud backup system for easier recovery. Supported assets include USDT on Ethereum, Polygon, and other networks, as well as Bitcoin and Tether’s gold-backed XAUT. Notably, it does not yet support Tron, where nearly half of all USDT is issued. By drastically reducing friction in cross-border payments—enabling instant, low-cost transfers via email-like addresses—Tether is positioning USDT to dominate small-value international settlements, particularly in emerging markets. This challenges traditional remittance services and competing stablecoins like USDC by leveraging its first-mover advantage and network effects. The piece also highlights underlying tensions: while promoting financial inclusion for the unbanked, Tether’s centralized infrastructure creates potential regulatory vulnerabilities. The wallet’s design also anticipates future use by AI agents for machine-to-machine payments. Ultimately, Tether Wallet represents both an expansion of Tether’s influence and a critical test of balancing efficiency, decentralization, and regulatory compliance in the evolving digital financial landscape.

marsbit04/15 09:31

Not Just USDT: Tether Wallet Is Attempting to Take Over the Payment System for Ordinary People

marsbit04/15 09:31

Behind the Circle Freeze Controversy: Where Are the Power Boundaries of Dollar Stablecoins?

The recent controversy surrounding Circle's freezing of 16 unrelated business wallets, as publicly criticized by on-chain investigator ZachXBT, has ignited a critical debate about the power and boundaries of centralized dollar stablecoin issuers. This incident, occurring alongside Tether's simultaneous unfreezing of previously blacklisted addresses, highlights a fundamental question: who controls the stablecoins users believe they own? The core issue extends beyond a single error. A mistaken freeze can disrupt entire payment flows, preventing users from moving funds and triggering compliance alarms at exchanges. With USDT and USDC dominating over 82% of the stablecoin market, the reality is that most "on-chain dollars" are centralized, subject to freezing, and can be intervened with by their issuers. This event shifts the industry discussion from technical concerns to questions of power and accountability: Who has the authority to freeze funds? What are the public justifications? How is transparency ensured? And what recourse exists for those wrongly affected? Ultimately, the incident underscores that dollar stablecoins are not unregulated digital cash but financial instruments operating within a gray area of centralized control. As stablecoins become critical infrastructure for global value transfer, the power to freeze assets must itself be constrained and held accountable.

marsbit04/14 10:35

Behind the Circle Freeze Controversy: Where Are the Power Boundaries of Dollar Stablecoins?

marsbit04/14 10:35

Fake Hong Kong Health Tech Company Absconds with 1.6 Billion USDT, On-Chain Tracking Reveals Full Picture of the Scam

BlockSec's on-chain investigation exposes VerilyHK, a fraudulent platform posing as a Hong Kong health-tech company, which processed approximately $1.6 billion USDT over 16 months via the TRON network. The scheme employed a sophisticated, multi-layered infrastructure: 8 generations of receiving hot wallets, 79 intermediate addresses, and 3 generations of paired withdrawal channels. Funds were systematically funneled through thousands of disposable addresses before converging into a single centralized exchange. The operation also revealed ties to the Cambodia-based Huione Group, sanctioned by FinCEN for money laundering. This industrial-scale routing structure highlights advanced evasion tactics, including timed wallet rotations and segregated transaction pathways, underscoring the need for enhanced compliance detection of structured crypto fraud.

marsbit04/09 11:47

Fake Hong Kong Health Tech Company Absconds with 1.6 Billion USDT, On-Chain Tracking Reveals Full Picture of the Scam

marsbit04/09 11:47

Nearly $300 Million Aimed at U.S. Midterm Elections, Tether Executive Takes Helm of Crypto Industry's Second-Largest Political Fund

A crypto super PAC named Fellowship, which claims to have raised over $100 million but has reported zero spending to the FEC, has appointed Jesse Spiro, Tether’s VP of Regulatory Affairs, as its chairman. This marks the first official public link between Tether and the PAC, despite earlier denials. Meanwhile, another major crypto PAC, Fairshake—backed by Coinbase, Ripple, and a16z—has amassed $193 million and has already spent over $8.6 million in Illinois primary races. Combined, the two PACs control nearly $300 million aimed at influencing the November midterm elections. The move comes as the crypto industry faces a critical legislative battle over the CLARITY Act, currently stalled in the Senate. A key point of contention is whether stablecoins can pay yields to users—a issue directly affecting Tether, the issuer of the world’s largest stablecoin, USDT. A recent Senate proposal would ban passive yield but allow transaction-based rewards, a compromise the industry finds too restrictive. With the White House’s top crypto advocate departing and the legislative window narrowing, Tether’s heightened political engagement signals a strategic push to shape regulation and protect its business interests through financial influence.

marsbit04/03 05:08

Nearly $300 Million Aimed at U.S. Midterm Elections, Tether Executive Takes Helm of Crypto Industry's Second-Largest Political Fund

marsbit04/03 05:08

Senator Lummis pushes for CLARITY Act, calls it ‘best thing to happen to DeFi community’

Senator Cynthia Lummis advocates for the Digital Asset Market Clarity Act of 2025, calling it the "best thing to happen to the DeFi community." She argues the legislation would provide legal certainty and a "safe harbor" for developers, validators, and node operators, ensuring American innovation remains in the U.S. However, this optimism contrasts with Polymarket's prediction market, where the act's odds of passage are only 49%, reflecting broader market uncertainty. This skepticism may stem from ongoing disagreements between the White House and crypto entities like Coinbase. Concurrently, stablecoin infrastructure is evolving. The Better Money Company, backed by A16z crypto, is developing a "stablecoin clearinghouse" to simplify the use of multiple stablecoins across different blockchains. This development follows the passage of the GENIUS Act in 2025, which streamlined stablecoin regulations. Visa's on-chain analytics report a massive $72.3 trillion in stablecoin transaction volume over the past year, with USDC recently outpacing USDT in monthly transaction volume.

ambcrypto04/02 05:46

Senator Lummis pushes for CLARITY Act, calls it ‘best thing to happen to DeFi community’

ambcrypto04/02 05:46

Tether Hires Big Four Auditor, USDT Enters Verifiable Stage for the First Time

Tether, the issuer of USDT, has hired Big Four firm KPMG to conduct a full financial audit of its $127 billion reserves. This marks a significant shift for the controversial stablecoin, moving it into a verifiable financial framework for the first time. Unlike previous attestations, which only confirmed reserves at a point in time, a GAAP-based audit will examine asset origins, internal controls, and financial reliability over time. This development is seen as more impactful than pending legislation, as institutional adoption relies on audited financials rather than regulatory promises. If KPMG issues an unqualified opinion, Tether’s credibility could be fundamentally upgraded, pressuring other stablecoin issuers without Big Four audits to follow suit. The move may accelerate institutional adoption by pensions, corporates, and payment firms, while reshaping the stablecoin landscape. Despite years of regulatory scrutiny and skepticism, Tether has maintained dominance due to its global liquidity and accessibility. An audit could reposition USDT from a contested asset to a verifiable financial instrument, reducing counterparty risk and encouraging broader use in digital infrastructure. The outcome of the audit will be critical: a clean opinion may validate the entire asset class, while a qualified one could introduce new challenges. The industry is watching closely, as this audit could signal a new phase of institutional acceptance for stablecoins.

marsbit03/30 08:10

Tether Hires Big Four Auditor, USDT Enters Verifiable Stage for the First Time

marsbit03/30 08:10

Stablecoin market expands, but USDT’s weakness reflects cautious positioning

Stablecoin market capitalization has grown by nearly $7 billion, approaching its all-time high. However, Tether (USDT) is underperforming compared to rivals like USDC and SkyDollar, with only a 0.2% monthly change. This suggests cautious trader sentiment and weaker participation, as USDT remains $3 billion below its December peak. The outflows align with Bitcoin's market top near $97k in January, indicating profit-taking and risk-off behavior. Despite this, USDT remains the dominant stablecoin, and its upcoming product launches could revive flows. Monitoring USDT liquidity is crucial for gauging broader market trends and potential Bitcoin price movements.

ambcrypto03/29 07:18

Stablecoin market expands, but USDT’s weakness reflects cautious positioning

ambcrypto03/29 07:18

KPMG, PwC Involved In Tether’s First-Ever Audit: Report

Tether has engaged KPMG to conduct its first-ever full independent financial audit, while also working with PwC to prepare its internal systems. This move comes amid longstanding criticism over the transparency of Tether’s asset reserves, including a past $41 million fine from the CFTC. Despite these challenges, Tether’s USDT remains the dominant stablecoin with a $184 billion market valuation. The company is expanding its presence in the U.S., including the recent introduction of USAT, a compliant dollar-backed stablecoin for American investors. The audit is seen as a key step in building trust and supporting Tether’s growth. The article also notes broader stablecoin regulatory developments in the U.S., Hong Kong, Japan, South Korea, and Europe, where a bank consortium plans to launch a euro-backed stablecoin by 2026. Meanwhile, Bitcoin traded around $67,700, down 4% over the week.

bitcoinist03/28 07:32

KPMG, PwC Involved In Tether’s First-Ever Audit: Report

bitcoinist03/28 07:32

ZachXBT flags USDC freeze – Why 16 exchange wallets were hit

ZachXBT's investigation revealed that USDC issuer Circle froze at least 16 exchange-linked hot wallets on March 23, 2026, disrupting transactions across bridges and settlements. These compliance actions, which extended beyond intended targets, raised concerns about systemic reliability and targeting accuracy. The number of blacklisted USDC addresses has grown to 596, reflecting deeper regulatory integration. This has shifted USDC's role from neutral infrastructure to a controlled settlement layer. Consequently, USDC outflows declined 0.9% weekly, with liquidity rotating toward USDT, which now holds 58.29% dominance. The incident exposed centralized control risks, fragmenting trust and reshaping stablecoin capital allocation.

ambcrypto03/26 22:47

ZachXBT flags USDC freeze – Why 16 exchange wallets were hit

ambcrypto03/26 22:47

USDC vs. USDT: $70.2T volume drives shift as Circle expands into Africa

Circle partners with Sasai Fintech (Cassava Technologies) to expand USDC into Africa, aiming to revolutionize cross-border payments by making them faster, cheaper, and more reliable. This integration into Sasai's mobile platform addresses high fees (often over 7%) and slow traditional systems. The move occurs as stablecoins process $70.2T in annual volume, with USDC gaining market share against USDT, signaling a shift toward reliable, transparent systems. However, Circle faces regulatory challenges in the U.S., including concerns from the upcoming CLARITY Act, which contributed to a recent 20% stock drop. The expansion highlights a strategic focus on high-growth markets like Africa despite domestic uncertainties.

ambcrypto03/25 17:18

USDC vs. USDT: $70.2T volume drives shift as Circle expands into Africa