# Ripple Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Ripple", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Why Ripple’s XRP Is A Better Transaction Choice Compared To SWIFT

Crypto expert CharuSan argues that Ripple's XRP is superior to SWIFT for cross-border transactions, predicting SWIFT may need to integrate XRP to survive. He highlights XRP's On-Demand Liquidity (ODL) technology as faster and cheaper, freeing up trillions for banks instantly, while SWIFT is described as cumbersome and slow. CharuSan states that banks' main software is already integrated with Ripple, enabling rapid, widespread adoption. He believes SWIFT must adopt XRP as a liquidity layer to remain relevant, rather than staying a simple messaging service. While SWIFT is developing a distributed ledger on Ethereum's Linea with partners, CharuSan dismisses this move, noting Linea handles messaging trials but isn't a liquidity solution and incurs verification costs on Ethereum, making it non-viable for payments. In conclusion, CharuSan asserts that without integrating XRP, SWIFT is "doomed" to fade away. At the time of writing, XRP price was around $1.41.

bitcoinist14h ago

Why Ripple’s XRP Is A Better Transaction Choice Compared To SWIFT

bitcoinist14h ago

What Makes XRP Unique? Ripple CEO Explains

Ripple CEO Brad Garlinghouse explains the unique properties of XRP, focusing on its origin and design for efficient payments rather than as a general-purpose blockchain. He highlights the XRP Ledger's key features: over 4 billion transactions processed, settlement times of 3-5 seconds, and transaction costs of less than a penny, emphasizing speed, low cost, and scalability. Garlinghouse also credits the dedicated long-running community, or "XRP family," as a core component of its identity and endurance. He concludes that this combination of technical performance, longevity, and strong community support positions XRP for future success.

bitcoinist2 days ago 17:01

What Makes XRP Unique? Ripple CEO Explains

bitcoinist2 days ago 17:01

Can XRP Catch Up To SWIFT? This Latest ISO Is Changing The Game

A crypto analyst argues that SWIFT's upcoming global shift to the ISO 20022 messaging standard by November 2026 will force a major overhaul of the legacy banking system, potentially benefiting XRP. The analyst, Cheeky Crypto, explains that SWIFT will phase out unstructured messaging, compelling banks to adopt structured, blockchain-backed solutions. He suggests institutions, lacking time and resources to build their own compliant systems, are increasingly turning to existing, regulator-approved bridges like XRP to ensure liquidity. He notes rising institutional interest in XRP-based products and highlights the XRP Ledger's advantages—settling transactions in seconds for minimal cost compared to the days and high fees of traditional cross-border transfers. Ripple's Executive Chairman is cited, stating the 2026 mandate will "wash away" non-compliant, legacy foundations.

bitcoinist05/12 23:32

Can XRP Catch Up To SWIFT? This Latest ISO Is Changing The Game

bitcoinist05/12 23:32

Ripple Gets Major Boost For Prime Brokerage Growth: $200M Debt Facility Announced

Ripple has secured a $200 million debt facility from Neuberger Specialty Finance to fuel the growth of its prime brokerage platform, Ripple Prime. The funds will enhance lending capacity and support margin financing for institutional clients operating in both traditional and digital markets. Ripple Prime, which emerged from Ripple's acquisition of Hidden Road, has reportedly tripled its revenue year-over-year. Neuberger's involvement highlights the platform's position at the intersection of traditional finance and fintech innovation. The announcement follows a recent investment-grade "BBB" issuer rating from Kroll, which noted the platform's scaling activities in exchange-traded derivatives and repo markets. Concurrently, Ripple's cryptocurrency XRP traded at $1.47, up 8% over the past month.

bitcoinist05/12 08:46

Ripple Gets Major Boost For Prime Brokerage Growth: $200M Debt Facility Announced

bitcoinist05/12 08:46

Here’s How Much Ripple’s CTO XRP Holdings Would Be Worth If He Never Sold

The article discusses the hypothetical value of former Ripple CTO David Schwartz's XRP holdings if he had never sold. It details a report showing Schwartz once held 26 million XRP. The value of this stash would have fluctuated dramatically, from $130,000 in 2012 (at $0.005/XRP) to a peak of nearly $59.8 million in 2017 (at $2.30/XRP), and would have been over $54 million in 2024. Schwartz, however, sold most of his XRP in waves between 2012 and 2020 at around $0.10 per token, earning about $2.6 million at the time. He explained his conservative investment strategy, preferring stability and de-risking over chasing massive potential gains, and noted his current main crypto exposure is through Ripple stock.

bitcoinist05/08 22:34

Here’s How Much Ripple’s CTO XRP Holdings Would Be Worth If He Never Sold

bitcoinist05/08 22:34

Ripple IPO Could Bring ‘Something Special’ For XRP Holders, CEO Suggests

Ripple CEO Brad Garlinghouse suggested XRP holders could receive "something special" if the company goes public, though he stressed an IPO is not an immediate priority. He addressed community concerns about Ripple's corporate success not directly benefiting XRP holders, stating the company's main contribution is building products and partnerships to increase XRP's utility and value. While not endorsing a near-term mechanism like a token buyback, Garlinghouse left open the possibility of a future IPO-related benefit for holders. He explained Ripple is not rushing to go public, citing poor recent crypto IPO performance and the benefits of remaining private. Garlinghouse also rejected concerns that Ripple's expansion into areas like stablecoins dilutes XRP's role, arguing the company, as the largest XRP holder, remains deeply incentivized to see the asset succeed. He reaffirmed his commitment to the XRP community, calling it a driving mission for the company.

bitcoinist05/08 15:25

Ripple IPO Could Bring ‘Something Special’ For XRP Holders, CEO Suggests

bitcoinist05/08 15:25

XRP’s Quantum Readiness In 2 Years: What This Means For Investors

XRP Ledger (XRPL) developers have unveiled a four-phase roadmap to achieve full post-quantum readiness by 2028, positioning it ahead of most major blockchains in addressing this critical security challenge. The plan includes creating a fallback mechanism for fund security, testing quantum-resistant signature schemes, and deploying hybrid cryptographic solutions. Ripple’s engineering lead emphasized that this transition represents a fundamental architectural shift affecting key management and validator infrastructure. The urgency stems from growing quantum computing threats, with research indicating that advanced systems could crack current encryption methods, exposing public keys on-chain. The final phase aims for full native post-quantum cryptography implementation by 2028.

bitcoinist04/24 04:02

XRP’s Quantum Readiness In 2 Years: What This Means For Investors

bitcoinist04/24 04:02

An Opening For Ripple: Why XRP Is Set To Dominate This Crypto Sector

Ripple's XRP is positioned as a key asset poised to drive the next wave of transformation in the crypto sector, particularly in decentralized finance (DeFi). According to XRP Ledger validator Vet, XRP could challenge traditional finance (TradFi) by addressing structural limitations like slow settlement times, high transaction costs, and restricted cross-border accessibility. Vet emphasizes XRP's superior protocol design and high-value use cases, such as cross-border payments and liquidity provisioning, which make it ideal for real-world financial applications. However, Flare Network co-founder Hugo Philion criticized these claims as premature, arguing that protocol superiority should be proven at scale under real-world conditions. Vet defended his stance, highlighting XRP's risk-minimized design and pointing to the upcoming XLS-66 upgrade as evidence of its structural advantages.

bitcoinist04/23 23:02

An Opening For Ripple: Why XRP Is Set To Dominate This Crypto Sector

bitcoinist04/23 23:02

XRP Co-Creator Arthur Britto Is Real, David Schwartz Says In Rare Comments

David Schwartz, Ripple's Chief Technology Officer, has publicly confirmed that Arthur Britto, the elusive co-creator of the XRP Ledger, is a real and highly private individual, not a myth or pseudonym. In detailed comments, Schwartz described Britto as a key architect whose ideas were fundamental to core XRP Ledger mechanics like its exchange functionality and auto-bridging. He emphasized Britto's extreme value for privacy, noting he has attended events anonymously and was even upset about a photo showing the back of his head. Schwartz compared Britto's unique intelligence to Mozart's, stating he arrives at brilliant solutions intuitively, without needing to verbalize the intermediate logic, unlike Schwartz's own step-by-step reasoning. Despite his absence from public life, Britto is confirmed to be "doing really well." At the time of reporting, XRP was trading at $1.4228.

bitcoinist04/23 18:02

XRP Co-Creator Arthur Britto Is Real, David Schwartz Says In Rare Comments

bitcoinist04/23 18:02

Cardano Founder Warns XRP Investors, Is Ripple Doing Something Wrong?

Cardano founder Charles Hoskinson has warned XRP investors, claiming Ripple is dumping its XRP holdings to fund business acquisitions without benefiting token holders. He alleges Ripple controls 80% of the supply and uses sales to build Web 2.5 companies, with no buybacks or value distribution to XRP investors. Hoskinson also notes the lack of staking or DeFi mechanisms on XRPL reduces organic demand. Despite Ripple CEO Brad Garlinghouse calling XRP central to their vision, Hoskinson compares Ripple to Tether in accruing value solely for itself. XRP price fell nearly 2% to around $1.40.

bitcoinist04/20 18:01

Cardano Founder Warns XRP Investors, Is Ripple Doing Something Wrong?

bitcoinist04/20 18:01

活动图片

Project Updates

Trading Strategies